• contact@rcbankltd.bank.in
  • IFSC CODE : HDFC0CRCBLB (Fifth letter is Zero)

Education Loan

Education Loan

Who can BorrowIndividual
PurposeEducation
Max.Finance available*Up to Rs.75.00 Thousand for Member
(Rs.30.00 Thousand 1st Time, then Rs.75.00 Thousand if subsequent Payment is good)
SecurityOne person Surety (must be our Bank Member)
Repayment duration60 Months
Processing ChargesAs Applicable
Documentation ChargesAs applicable
Share Linking5% On Loan Amount + Share Fees Rs.10/- per Share
Prerequisites1) A letter from the Head of the Institute admitting the student for the course with schedule of fees.
2. Individuals employed/engaged in business/having professional income and sound financial of the applicant and Surety.
3. Confirmed employee in case of salaried person
4. COMPLIANCE OF KYC NORMS. (Both Parties)
5. Statement of Salary Credited Bank account for the last Six months.
6. Salary certificate or salary slip for consecutive three months.
Required Document1) Latest three months pay slip or salary certificate
2) Address Proof, ID proof
3) Bank membership
4) Passport Size Photo
5) 6 months Bank statement
6) Fee Structure from School / college
7) Student ID Card
8) Other Documents if any.
Terms and Conditions are applicable.

Key Features

  • Comprehensive Coverage : Loan covers tuition fees
  • Flexible Loan Amount : Finance based on course, institution, and eligibility.
  • Affordable Interest Rates : Competitive rates to reduce financial burden.
  • Quick Processing : Timely approval to avoid delays in admission.

Benefits

  • ♦ Enables access to quality education without immediate financial stress
  • ♦ Supports both domestic and international studies
  • ♦ Builds financial independence and responsibility
  • ♦ Helps achieve long-term career goals