To Send Money : Open a UPI-enabled app (like Google Pay, PhonePe, or BHIM UPI), enter the recipient's UPI ID or scan their QR code, and authenticate the transaction using your 4 or 6-digit UPI PIN
To Receive Money : Share your UPI ID or QR code with the payer so they can directly route funds into your linked bank account.
Key Features
24/7 Availability : Transfers Amount
instantly, 24 hours a day, 365 days a year, even on weekends and bank holidays.
Interoperability : You can send money to anyone on the UPI network, regardless of which bank or mobile app they use.
No Hidden Fees : Person-to-person and person-to-merchant transactions are typically free for users.
Enhanced Security : Transactions are secured with two-factor authentication and a personal UPI PIN.
